Terms and Conditionsy

Last updated: March 11, 2025

Introduction

Welcome to Smart Finance Mastery - Learn Financial Literacy with Tolltickets. These Terms and Conditions ("Terms") govern your use of our website, courses, and related services. By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not use our services.

1. General Terms

1.1. Smart Finance Mastery is owned and operated by Smart Finance Mastery Ltd. ("We", "Us", "Our").

1.2. These Terms apply to all visitors, users, and others who access or use the services provided on our website.

1.3. By accessing our website or enrolling in a course, you agree to these Terms and our Privacy Policy.

2. Services Provided

Smart Finance Mastery provides online financial literacy courses to help individuals gain knowledge and skills in managing personal finances. The courses include video lessons, interactive quizzes, assessments, and materials related to financial literacy.

2.1. We also offer additional resources, including but not limited to one-on-one mentorship, career coaching, and access to the community forum.

3. Course Enrollment

3.1. To access the courses, you must register for an account on our website.

3.2. All course enrollments are subject to availability, and access is granted once payment is processed.

3.3. You may not transfer, sell, or resell access to any course, content, or other materials provided by Smart Finance Mastery.

4. Payment and Refund Policy

4.1. All payments for courses, mentorship services, and other products offered on our website must be made through our approved payment methods.

4.2. We offer a 14-day money-back guarantee for all courses. If you are not satisfied with the course, you may request a full refund within 14 days from the date of purchase.

4.3. After the 14-day period, no refunds will be provided for any services or courses purchased.

5. User Responsibilities

5.1. You agree to use the services and courses provided by Smart Finance Mastery only for lawful purposes and in accordance with these Terms.

5.2. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

5.3. You agree not to:

  • Distribute any content from our website without our written consent.
  • Use the services for any unlawful or unauthorized purposes.
  • Interfere with or disrupt the functionality of the website.

6. Privacy Policy

6.1. Your use of our services is also governed by our Privacy Policy, which can be found on our website. We are committed to protecting your privacy and handling your personal information responsibly.

6.2. By using our services, you consent to the collection and use of your personal data in accordance with our Privacy Policy.

7. Intellectual Property

7.1. All content provided on the Smart Finance Mastery website, including course materials, videos, images, logos, and text, is protected by copyright laws and is the intellectual property of Smart Finance Mastery Ltd. or its licensors.

7.2. You are granted a limited, non-exclusive, non-transferable license to access and view the content for personal use only. You may not reproduce, distribute, or create derivative works from any content without express written permission from us.

8. Termination of Access

8.1. We reserve the right to suspend or terminate your access to the website and services at our discretion if we believe you have violated any of these Terms.

8.2. Upon termination, your access to any course or service will be immediately revoked, and any remaining balances or outstanding payments will become due.

9. Limitation of Liability

9.1. To the extent permitted by law, Smart Finance Mastery will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our website, courses, or services.

9.2. Our total liability to you for any claim arising out of these Terms shall not exceed the amount you paid for the course or service that gave rise to the claim.

10. Dispute Resolution

10.1. In the event of any dispute, you agree to first attempt to resolve the matter through informal negotiation.

10.2. If the dispute cannot be resolved informally, you agree to submit the dispute to binding arbitration in accordance with the laws of the United Kingdom.

11. Changes to Terms

11.1. We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page, and the "Last Updated" date will be revised accordingly.

11.2. It is your responsibility to review these Terms periodically for any changes. Continued use of our website and services after changes are made constitutes your acceptance of those changes.

12. Governing Law

12.1. These Terms shall be governed by and construed in accordance with the laws of the United Kingdom.

12.2. Any legal action or proceeding arising out of or in connection with these Terms shall be brought exclusively in the courts located in the United Kingdom.